UPI Platform
Enterprise-grade UPI infrastructure
LincPay UPI Platform enables banks, payment aggregators, fintech companies and enterprises to offer secure, scalable, real-time UPI services through a single integrated platform.
Overview
About UPI Platform
Built on NPCI-compliant architecture, the platform supports UPI Acquiring, UPI Issuing, merchant payments, QR payments, UPI AutoPay, Credit on UPI, UPI Lite, International UPI and next-generation digital payment services. Whether you are a bank launching UPI, an aggregator onboarding merchants or a fintech building new experiences, LincPay provides the infrastructure to scale securely.
Capabilities
One platform. Complete UPI ecosystem.
Support every major UPI product through a single integrated infrastructure.
Core UPI services
- UPI Issuing
- UPI Acquiring
- UPI P2P & P2M Payments
- UPI Collect & Intent
- UPI QR
Mandates & credit
- UPI AutoPay
- RuPay Credit Card on UPI
- Credit Line on UPI
- Small-ticket lending
Next-generation UPI
- UPI Lite & Lite X
- UPI International
- UPI ATM
- UPI 123PAY
- Conversational UPI
Merchant payment flows
- UPI Intent
- UPI Collect
- Dynamic QR
- Static QR
- In-App Payments
Security & monitoring
- End-to-end encryption
- Device binding & MFA
- Fraud detection
- Velocity monitoring
- Transaction risk scoring
Operations
- Transaction dashboard
- Merchant dashboard
- Settlement dashboard
- Reconciliation dashboard
- Uptime monitoring
Use cases
Typical use cases
- Banks launching UPI issuing/acquiring
- Aggregators onboarding merchants
- Fintechs embedding UPI payments
- Credit on UPI experiences
- QR-based merchant acceptance
- Recurring collections via AutoPay
Benefits
Business benefits
- Launch complete UPI services faster
- Process high volumes in real time
- Maintain NPCI compliance
- Expand credit access on UPI
- Improve merchant conversions
- Operate with full visibility
FAQs
Frequently asked questions
Does the platform support both UPI acquiring and issuing?
Is it NPCI-compliant?
Does it support Credit on UPI?
What is UPI Platform?
What are the key capabilities of UPI Platform?
Who is UPI Platform for?
See UPI Platform in action
Request a demo or talk to an expert about UPI Platform and the XpressLinc platform.