XpressLinc
IMPS Switch
Real-time interbank transfers
LincPay IMPS Switch provides real-time interbank fund transfer switching for banks and financial institutions, supporting remitter and beneficiary flows with reconciliation built in.
Overview
About IMPS Switch
Delivered as part of the XpressLinc platform, IMPS Switch brings together P2P & P2A transfers, Remitter & beneficiary support, 24x7 real-time processing and Reconciliation. It is API-first and integrates with the wider LincPay ecosystem, so it works alongside your existing banking and payment systems.
Capabilities
Key capabilities
- P2P & P2A transfers
- Remitter & beneficiary support
- 24x7 real-time processing
- Reconciliation
- Transaction monitoring
- High availability
Benefits
Business benefits
- Real-time transfers
- Reliable processing
- Accurate reconciliation
- NPCI alignment
- Operational visibility
- Scalability
FAQs
Frequently asked questions
What is IMPS Switch?
IMPS Switch is real-time interbank transfers, part of LincPay's XpressLinc platform. LincPay IMPS Switch provides real-time interbank fund transfer switching for banks and financial institutions, supporting remitter and beneficiary flows with reconciliation built in.
What are the key capabilities of IMPS Switch?
IMPS Switch provides P2P & P2A transfers, Remitter & beneficiary support, 24x7 real-time processing, Reconciliation, Transaction monitoring and High availability.
Who is IMPS Switch for?
IMPS Switch is built for banks, NBFCs, payment aggregators, fintech companies and enterprises operating in regulated financial environments.
How does IMPS Switch integrate with our existing systems?
IMPS Switch is API-first and integrates with the XpressLinc platform and the wider LincPay ecosystem, so it works alongside your existing systems without a rip-and-replace.
Is IMPS Switch secure and compliant?
Yes. IMPS Switch is built on NPCI-compliant architecture with bank-grade security, encryption, fraud monitoring and complete audit trails.
How do we get started with IMPS Switch?
Request a demo or talk to a LincPay expert. We start by understanding your requirements, then design an integration plan for IMPS Switch that fits your existing systems.
See IMPS Switch in action
Request a demo or talk to an expert about IMPS Switch and the XpressLinc platform.