XpressLinc
Digital Payments Platform
Provides AEPS, Micro-ATM and assisted banking rails alongside reconciliation and settlement for inclusion programs.
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Banking that reaches everyone
Deliver digital financial services to rural and underserved customers through AEPS, Micro-ATM, doorstep banking and assisted models.
The business problem
Reaching the last mile is hard
Serving rural and underserved customers requires assisted, low-infrastructure channels that still meet security and compliance standards.
Many institutions lack the integrated tooling to deliver inclusion at scale.
Industry challenges
Inclusion challenges
- Limited branch and device infrastructure in rural areas
- Need for Aadhaar-based authentication
- Assisted and doorstep service delivery
- Maintaining security in field operations
- Reconciling high volumes of small transactions
- Serving customers with limited digital literacy
Recommended platform
Recommended platform
Recommended products
Recommended products
Business outcomes
Business outcomes
Expanded reach into rural markets
Assisted and doorstep service delivery
Aadhaar-based authentication
Accurate reconciliation at volume
Improved financial access
Support for government inclusion programs
Implementation approach
How we deliver financial inclusion
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Discovery & requirements
We work with your teams to understand operational requirements, regulatory responsibilities and growth objectives before recommending a solution.
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Solution design & integration
We design the solution against your existing systems using API-first integration, mapping data, security and compliance touchpoints.
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Deployment & configuration
We deploy and configure the platform to your policies, with workflows, roles and reporting tailored to your institution.
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Support & optimization
We provide ongoing support and use operational intelligence to continuously improve performance as you scale.
Related industries
Who this serves
FAQs
Frequently asked questions
What is the Financial Inclusion solution?
Deliver digital financial services to rural and underserved customers through AEPS, Micro-ATM, doorstep banking and assisted models.
Which platforms power the Financial Inclusion solution?
It is powered by XpressLinc.
Which products are recommended for Financial Inclusion?
Recommended products include AEPS Switch, UPI Platform, Dynamic Reconciliation and Merchant Onboarding.
What business outcomes can we expect?
Typical outcomes include Expanded reach into rural markets, Assisted and doorstep service delivery, Aadhaar-based authentication, Accurate reconciliation at volume and Improved financial access.
How does implementation work?
We follow a collaborative approach: discovery and requirements, solution design and integration, deployment and configuration, then ongoing support and optimization.
Who is the Financial Inclusion solution for?
It serves Cooperative Banks, Commercial Banks, Small Finance Banks, NBFCs, Payment Aggregators and FinTech Companies.