XpressLinc
Digital Payments Platform
Provides switching, processing, merchant management, reconciliation and settlement for the full range of UPI products alongside IMPS, BBPS, AEPS, cards and merchant acceptance.
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Real-time payment infrastructure at scale
Issue, acquire and process payments across UPI, IMPS, BBPS, AEPS and cards through one NPCI-compliant platform — with reconciliation and settlement built in.
The business problem
Payments demand more than one rail
Payment businesses must process multiple rails, manage merchants, accept QR and reconcile at scale — all under NPCI and RBI expectations.
Building and maintaining this infrastructure in-house is slow and complex.
Industry challenges
Payment challenges
- Supporting UPI, IMPS, BBPS, AEPS and cards together
- Managing high transaction volumes reliably
- Reconciliation and settlement complexity
- Maintaining NPCI compliance
- Onboarding and managing merchants
- Preventing fraud in real time
Recommended platform
Recommended platform
Recommended products
Recommended products
Business outcomes
Business outcomes
Launch payment services faster
Process high volumes securely
Reduce reconciliation effort
Improve transaction success rates
Maintain NPCI compliance
Gain real-time operational visibility
Implementation approach
How we deliver payment solutions
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Discovery & requirements
We work with your teams to understand operational requirements, regulatory responsibilities and growth objectives before recommending a solution.
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Solution design & integration
We design the solution against your existing systems using API-first integration, mapping data, security and compliance touchpoints.
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Deployment & configuration
We deploy and configure the platform to your policies, with workflows, roles and reporting tailored to your institution.
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Support & optimization
We provide ongoing support and use operational intelligence to continuously improve performance as you scale.
Related industries
Who this serves
FAQs
Frequently asked questions
Which rails are supported?
UPI (issuing and acquiring), IMPS, BBPS, AEPS, NFS, card acquiring, merchant acquiring, QR and e-NACH, with reconciliation and settlement built in.
Is the platform NPCI-compliant?
Yes. XpressLinc is built on NPCI-compliant architecture designed to support millions of secure transactions in line with NPCI guidelines.
What is the Digital Payment Solutions solution?
Issue, acquire and process payments across UPI, IMPS, BBPS, AEPS and cards through one NPCI-compliant platform — with reconciliation and settlement built in.
Which platforms power the Digital Payment Solutions solution?
It is powered by XpressLinc.
Which products are recommended for Digital Payment Solutions?
Recommended products include UPI Platform, IMPS Switch, BBPS Switch and Card Acquiring.
What business outcomes can we expect?
Typical outcomes include Launch payment services faster, Process high volumes securely, Reduce reconciliation effort, Improve transaction success rates and Maintain NPCI compliance.